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The Best 5 Ways to SAVE on Car Insurance

LewisLife - Car Insurance is a type of cover that can be quite costly depending on your need and circumstances, but this a type of cover that is a legal requitment for drivers in UK, so no metter what the expense you have to get this cover if you wish to make your Vehicle on the Road. It is Important to remember that there are ways and means of lowering your Insurance Premiums on car coder, however, so with a little thought and research you could save yourself a small fortune.

Below are some of the top ways in which you can save Money on the cost of Insurance Cover:
5 Ways to SAVE Car Insurance


1. Don't go for the first quote.
Never assume that the first quote you get is going to be representative of all other quotes, as the cost of cover can vary widely from 1 provider to another. Make sure that you get at least three quotes from different providers before you make any desicion - don't feel tempted to rush into taking cover with the first Insurance company that send you Details.

2. Remember That Price Comparison Site may not cover all Providers.
Many people have started to use price comparison site to find their Insurance cover, but you should bear in mind that these only cover a portion of the market and not all providers are on their database. Yous should therefore be mindful that there may be a cheaper and more suitable Policy available that is not on thr price comparison site, so it may be worth checking individual providers to get your price down further.

3. Go for the most appropiate level of cover.
If you have a new or expensive vehicle then you should opt for the top  level of cover, which is full comp. However, if you have an old car that has a low value then you can get away with taking out a lower lovel of cover, which fulfilling the legal requirement of having Insurance.

4. Increase your excess
The amount of excess that you choose on your Policy will make a different to your Premiums. If you choose to have a higher level of excess on your Policy, you can knock down your Premium significanly in some cases - just make sure that you do have enough money put aside to cover the excess in case you do need to make a claim.

5.  Take the Pass Plus the test if you have recently passed.
New and younger drivers often find the cost of cover crippling. However, you can a save a considerable amount on the cost of cover if you take the advances pass plus test after passing your standard test, with some Insurance offering up to 40% off if you have passed this advanced course.

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Car Insurance - Inflated Qoutes Costs Costumers Millions Yearly

LewisLife -  Even though Lower Car Insurance Quotes are occuring through competion from warring Insurance Companies vying for new business, as well as increasing online quotes houses, millions of costumers are still paying dramatically more for their Car Insurance than they have to, to the tune of millions every year, and hundreads of dollars per household.
Car Insurance - Inflated Qoutes Cost Costumer  Millions Yearly


Online Quotes Houses, such as Insurance-Info-Center.com, states on it's site that on average, costomers can save $500 on their Car Insurance by comparing Car Insurance Quotes with them.

But these typical saving won't affect the average consumer unless they take actions and compare their rates, both online and with national and local agents in their area.

All Auto Insurance it's not SAME. In one study by a major insurance company conducted between 1999 and 2004, a 6 month auto insurance policy fluctuated between a low of $480 to a high of $590. This translates to a year policy costing as low as $780 to as high $1260 for the exact same coverage.

This means one thing for consumers to save, find good servise, and get good rates on their auto insurance, they need to shop, shop and shop.

It may seem simple, but according to studies by a major online carrier, only 30% of the people surveyed actually get more than one quotes before buying their insurance.

Experts agree that getting a mix of quotes from large as well as small insurers will give you a good mix. Insurance-Info-Center.com lets you pick from a wide variety of national insurers through their automated provider.

Experts also suggest that,  even with the convenience and speed of online qoutes, you should consult local provider as well.

In the long run you should shop around and get qoutes from as many place as you can before making a final desicion. In the end, it will be SAVE you Money Car Insurance

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Cheap Auto Insurance For Teen

So, you have a teen that is at the driving age. Choosing the right auto, the right insurance and the factors that determine price, is the purpose of this article.


Choosing the right auto is very important to getting cheap insurance. That flashy, red, convertible sports car really looks great, but the insurance for it with a teen driver?... ouch!! Find out what your teen can live with other than this and do your insurance shopping with that model in mind.

Some of the factors that enter into price is:

1. Where do you live? In the city, a suburban area or in a rural setting? The rural area will be the lowest rate with the city being greater.

2. How many miles per year will the vehicle be driven and how many miles to work, school or college.

3. The model and age of the vehicle and it's safety record. Sometimes an anti-theft device will lower the rate.

4. The deductable amount and the coverage amount, these vary according to area and what the laws are in your state. The more out of pocket you can afford on the deductable the lower your rate will be.

5. Your teens grades at school is also a determining factor. The higher the grades the lower the rate. Makes sense right?

6. Did your teen take drivers ed? Also a factor.

Make sure that your teen knows the importance of a safe driving record, no tickets, no accidents. Over time, a teen with a safe driving record will have their insurance rates reduced. Instill a sense of responsibility in your teen for their freedom to drive.


Some insurance companies offer a policy for just the teen driver. This way they aren't added to the families policy. This can be a lower rate. There may be some restrictions, such as no driving after dark or others.

Use your favorite search engines to find insurance companies that have the lowest rates for these factors. By shopping online you have a lot of companies to choose from, and it is quicker than the yellow pages.

Keep all of these things in mind when shopping. Insurance rates vary widely, so take your time when doing your research. Another way to search for a good insurance company is to ask around at garages and body shops. Those guys deal with insurance companies every day.

I hope that these factors will help you in finding that company that will give you a good policy at the lowest possible price.

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Get Car Insurance Online Very-Very Quickly and Fast Respon

Get Car Insurance Online Very-Very Quickly and Fast Respon

Lewislife - Also one must not go only with th price as Buying cheaper Car Insurance policy can cost very much expensive in a longer run. One must aslo look at the coverageprivide by Car Insurance Policy. All the various different Car Insurance Policies provide different coverage. As in some Policies the comprehensive coverage is also provide . This coverage Covers the Car Damage if the car damaged in any Hail or Flood. This coverage also cover the car in the ACT of Theft.

Almost all the Car Insurance Companies are providing Car Insurance Policies at reasonable rates in the present date. The main Reason behind this is that so that each and every person can afford it very easily. One can Purchase Car Insurance by 2 Ways.
  1. One way is to go the Car Insurance agent or broker and the other way is to go Online
  2. The Second way is very much Convenient and also faster then the first way. For the Second way, one needs to have to have a computer and an Internet Connection.
If one has it, one must open the sites from where one can buy Car Insurance Online.

After Opening all such sites, First thing that one will have to Obtain is the Car Insurance Quotes and for this one will have to fill up a form, This Form must be filled up completely and that too with Honesty. After filling this form the very next step is the Submission of the Form, After Submission of this form on will get Car Insurance Quotes of all the Car Insurance Companies, Agencies and Providers. On the same site can also make comparison among the Cari Insurance Quotes of all the various different Car Insurance Companies, Agencies adn Providers. After this Comparison one will be able to select the best Car Insurance Policy and one can make purchase of Car Insurance there on that site ONLY.
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